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Caution regarding forward-looking statements

This document may contain projections or other forward-looking statements related to Swiss Life that are subject to known and unknown risks, uncertainties and other important factors. The reader should be aware that these statements are only projections which could differ materially from the actual results, financial situation,development, performance or expectations and that therefore no undue reliance should be placed on such forward-looking statements.

Neither Swiss Life nor any of its directors, officers, employees or advisors, nor any other person connected or otherwise associated with Swiss Life, makes any representation or warranty,express or implied, as to the accuracy or completeness of the information contained in this document. Neither Swiss Life nor any of its directors, officers,employees or advisors, nor any other person connected or otherwise associated with Swiss Life, shall have any liability whatsoever for loss howsoever arising, directly or indirectly, from any use of this document.

All forward-looking statements are based on the data available to Swiss Life at the time the present document was compiled. Unless otherwise required by applicable law, Swiss Life assumes no responsibility to publicly update or alter its forward-looking statements or to adapt them, whether as a result of new information, future events or developments or any other reason.

Rounding

There may be minor discrepancies in total figures and percentages in this report due to rounding effects.

Please find the information concerning our liability in our legal notice.

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